Horse saddlery and tack insurance

Your horse tack and saddlery is an important aspect of your equine inventory and needs to be insured against loss and accidental damage with horse tack insurance. If your tack and saddlery is not in excellent working order and properly maintained it could cause damage to your horse and put you both in dangerous situations. It is essential, therefore, that should an accident happen, you have the financial means to replace lost tack or saddlery and have any accidental damage repaired as quickly as possible. And because this equipment can be expensive it could prove extremely financially disruptive to you and your riding activities if you had to meet any costs yourself. Take out horse tack insurance to minimise the effects of loss of or accidental damage to your tack and saddlery.

Towergate Aiua, one of the leading equine insurers featured on our panel, will off you two levels of cover for your horse tack insurance. Cover 1 will give you up to £1,000, with a payable excess of £100 or 10% (whichever is the greater); Cover 2 offers you up to £2,000 with an excess of £120 or 10% (again, whichever is the highest sum). Amtrust Europe is the other leading insurance company that will offer you horse tack insurance through our site, in units of £1,500 up to a maximum of 3 units. Both insurers will require that your tack and saddlery is stored in a private house or building secured with a 5 lever mortice deadlock and window bars. Alternative means of security may also be acceptable, but only on the basis of prior arrangement with the insurance company.

Whichever insurance firm you choose for your horse tack insurance, the result will be the same: excellent levels of cover at unbeatable prices.

Find out more information on owning a horse trailer and also look at our trailer safety page.