Veteran horse insurance

On average, horses are now living longer than they used to. This means that many horse owners are in need of an equine insurance policy tailored towards the specific demands of more mature animals. Our veteran horse insurance policies will provide your older horse with the cover it needs and will enable you to enjoy peace of mind when spending time with your horse.

Towergate Aiua, one of the top insurers who will be offering you veteran horse insurance here, classify a horse as a veteran if it is older than 16 years. Amtrust Europe differ slightly and classify a horse as a veteran if it is more than 20 years of age. Regardless of the particular insurer you decide upon, however, you'll be offered reduced vets fees cover: either £1500 per incident with a £3,000 aggregate limit applying, or the slightly smaller sum of £1,00 per incident but with no aggregate limit applicable. Your veteran horse insurance will also comprise cover for theft and straying and, for those incidents which involve third parties as well as you and your horse, liability insurance to the value of £2m. Whether you go with Towergate Aiua or Amtrust Europe you can rest assured in the knowledge that your veteran horse has the support it needs in its old age.